“We all have heard something about credit cards, from your friends, your parents, or a video that popped up on the internet. The videos and the gurus talked about maximizing points, sign up bonuses, credit card churning, and much more. It turns out that building information, maintaining, and growing your credit is not that precise. You will find cards for beginners or cards for traveling, but you will hardly find data on when to apply for your next card and when to not.

I am writing this book because I went through that same struggle. I was trying to find a game plan on how to build credit. No plan could start me out with credit until I sat down and understood what credit is. This book is my journey from a nonexistent credit score to seven hundred fifty-plus across all three credit bureaus in a year. ”

Excerpt From: Lucciano A. Díaz-Skoff. “Freedom in Credit Cards.”